Banana cake recipe lovers, get ready for the softest, fluffiest, most flavorful dessert you can make with overripe bananas. This guide walks you through a tried-and-true method that uses real ingredients, simple steps, and a dreamy cream cheese frosting that takes the whole thing over the top.
You’ll learn how to pick the perfect bananas, avoid the most common baking mistakes, and turn this easy banana cake into cupcakes, layer cakes, or even a freezer-friendly treat. Along the way, we’ll answer top questions like how many bananas to use and whether yours are too ripe.
Contents
- 1 Understanding the Banana Cake Recipe
- 2 Selecting and Prepping the Bananas
- 3 Ingredients Breakdown
- 4 Banana Cake Recipe
- 5 Step-by-Step Banana Cake Preparation
- 6 Cream Cheese Frosting Secrets
- 7 Final Serving Ideas and Pairings
- 8 Conclusion: Bake the Perfect Banana Cake Recipe Today
- 9 Banana Cake Recipe FAQs
Understanding the Banana Cake Recipe
What Makes Banana Cake Special?
Unlike banana bread, which is usually dense and rustic, banana cake is soft, moist, and light. The key is in the balance. This recipe uses both brown and white sugar for a deeper flavor. Buttermilk adds richness and helps the cake rise, while cinnamon and vanilla give it warmth and depth.
Banana cake is also sweeter and more refined than banana bread, making it a better fit for dessert tables. With its tender crumb and creamy frosting, it feels more like a bakery treat than a quick bread.
Banana Bread vs. Banana Cake: What’s the Difference?
What is the difference between banana bread and banana cake? It’s all about texture and purpose. Here’s how they compare:
Feature | Banana Bread | Banana Cake |
---|---|---|
Texture | Dense, firm | Soft, airy, moist |
Sugar Level | Lower | Higher |
Served As | Snack or breakfast | Dessert |
Frosting | Rare | Often frosted with cream cheese |
Pan Used | Loaf pan | Sheet or round cake pan |
So if you’re craving a real dessert rather than a breakfast loaf, banana cake wins every time. And don’t worry — it’s just as easy to make.
Selecting and Prepping the Bananas
How Ripe Should Bananas Be for Banana Cake?
The best banana cake recipe starts with the right bananas. For maximum sweetness and moisture, your bananas should be very ripe. We’re talking soft with dark brown skins and lots of speckles. The riper the banana, the more natural sugar and flavor it adds to your cake.
Can bananas be too old for banana cake? That’s a great question. Bananas that are blackened but not moldy or fermenting are still good. However, once they begin to leak liquid, smell off, or have white or green mold, it’s time to toss them.
If your bananas are ripe but you’re not ready to bake, freeze them. Just peel and seal in a zip-top bag. Thaw when you’re ready, drain excess liquid, and mash as usual. It works like a charm.
Tips for Freezing, Thawing, and Mashing Bananas
Here’s how to get the most from your bananas, whether fresh or frozen:
Freezing Bananas:
- Peel bananas before freezing.
- Store in airtight containers or bags.
- Label with the date for freshness.
Thawing Tips:
- Let bananas thaw at room temperature for about 2 hours.
- Drain off any liquid that collects.
- Use a fork or mixer to mash them until mostly smooth.
Mashing Methods:
- Use a hand mixer on low to break them down quickly.
- A fork or potato masher works fine too.
- A few small lumps are okay. Don’t over-blend.
Pro Tip: For this recipe, you’ll need about 1 ½ cups of mashed banana, which equals 4 medium or 3 large bananas. Make sure you measure after mashing to get the right amount.
Ingredients Breakdown
The Essential Ingredients for Banana Cake
To get a truly moist, tender banana cake, every ingredient matters. Here’s what goes into the best banana cake recipe and why it works:
1. Mashed Bananas (1 ½ cups):
This is the star of the show. Mashed bananas add natural sweetness, moisture, and a rich banana flavor that develops even more during baking. The riper the banana, the better the taste.
2. All-Purpose Flour (3 cups):
Provides structure. Be sure to spoon and level your flour to avoid a dense cake.
3. Baking Soda & Baking Powder (1 tsp each):
These leavening agents help the cake rise while keeping the texture soft and airy.
4. Ground Cinnamon (½ tsp):
Adds warm, subtle spice that enhances the banana flavor.
5. Salt (½ tsp):
Balances sweetness and brings out flavor complexity.
6. Unsalted Butter (¾ cup):
Creamed with sugars to build structure and add richness.
7. Granulated Sugar (1 cup) + Brown Sugar (½ cup):
This combo sweetens the cake and brings depth from the molasses in the brown sugar.
8. Eggs (3 large):
Act as binders and contribute to structure and richness. Use room-temperature eggs for even mixing.
9. Vanilla Extract (2 tsp):
Enhances flavor and adds a soft aromatic note.
10. Buttermilk (1 ½ cups):
Keeps the crumb moist and tender, helps react with baking soda, and improves texture.
Why Buttermilk, Cinnamon, and Brown Sugar Matter
Buttermilk:
Its acidity reacts with baking soda to give lift. It also tenderizes the flour proteins, giving your banana cake a soft, melt-in-your-mouth feel. If you don’t have buttermilk, make a DIY version with milk and vinegar or lemon juice.
Cinnamon:
Though optional, cinnamon adds a gentle warmth that pairs beautifully with bananas. It’s not overpowering but noticeable enough to make the flavor feel cozy and well-rounded.
Brown Sugar:
It brings more than just sweetness. The molasses in brown sugar adds moisture and a hint of caramel flavor. Combined with white sugar, it creates a balanced taste and perfect crumb.

Banana Cake Recipe
- Total Time: 5 hours
- Yield: 12 servings
- Diet: Vegetarian
Description
This banana cake recipe is moist, fluffy, and topped with a smooth cream cheese frosting. Perfect for using up ripe bananas and serving at any occasion.
Ingredients
1 and 1/2 cups mashed bananas (about 4 medium or 3 large)
3 cups all-purpose flour (spooned & leveled)
1 teaspoon baking powder
1 teaspoon baking soda
1/2 teaspoon ground cinnamon
1/2 teaspoon salt
3/4 cup unsalted butter, softened
1 cup granulated sugar
1/2 cup brown sugar (light or dark)
3 large eggs, room temperature
2 teaspoons pure vanilla extract
1 and 1/2 cups buttermilk, room temperature
Cream Cheese Frosting:
8 oz full-fat brick cream cheese, softened
1/2 cup unsalted butter, softened
3 to 3 1/4 cups confectioners’ sugar
1 teaspoon pure vanilla extract
1/8 teaspoon salt
Instructions
1. Preheat oven to 350°F (177°C) and grease a 9×13-inch pan.
2. Mash bananas and set aside.
3. Whisk flour, baking powder, baking soda, cinnamon, and salt.
4. Beat butter on high speed until smooth and creamy. Add both sugars and beat until combined.
5. Add eggs and vanilla. Beat until mixed. Stir in mashed bananas.
6. With mixer on low, add dry ingredients in 3 parts, alternating with buttermilk. Don’t overmix.
7. Pour batter into the pan and bake for 45–50 minutes.
8. Cool on wire rack. Place in fridge to speed up cooling if desired.
9. Make frosting: beat cream cheese and butter until creamy. Add sugar, vanilla, and salt. Beat until smooth.
10. Spread frosting on cooled cake. Chill 30 minutes before slicing.
Notes
Store leftovers tightly covered in the fridge for up to 5 days.
To freeze: wrap cooled cake tightly, freeze up to 3 months. Thaw overnight in fridge.
Use frozen bananas if needed. Thaw, drain, mash, and measure after thawing.
Can be adapted into cupcakes, layer cakes, or Bundt cake with baking adjustments.
- Prep Time: 30 minutes
- Cook Time: 45 minutes
- Category: Cakes Recipes
- Method: Baking
- Cuisine: American
Step-by-Step Banana Cake Preparation
How to Prepare the Batter Correctly
This banana cake recipe comes together quickly once your ingredients are ready. Follow these steps to get the perfect texture and taste every time.
1. Preheat and Prep:
Start by preheating your oven to 350°F (177°C). Grease a 9×13-inch pan or line it with parchment paper for easy release.
2. Mash the Bananas:
Mash 1 ½ cups of very ripe bananas. You can use a fork, potato masher, or even your electric mixer for speed and smoothness. Set aside.
3. Mix Dry Ingredients:
In a large bowl, whisk together:
- 3 cups all-purpose flour
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- ½ teaspoon ground cinnamon
- ½ teaspoon salt
4. Cream Butter and Sugars:
Using a hand or stand mixer, beat ¾ cup softened butter on high for about 1 minute until smooth. Add 1 cup granulated sugar and ½ cup brown sugar. Beat for 2 minutes on high until light and fluffy. Scrape down the sides as needed.
5. Add Eggs and Vanilla:
Add 3 room temperature eggs one at a time. Mix on medium-high until combined. Add 2 teaspoons vanilla extract. Beat again.
6. Incorporate Bananas:
Add mashed bananas and beat just until mixed.
7. Combine Wet and Dry Mixtures:
With your mixer on low, alternate adding dry ingredients and 1 ½ cups buttermilk in three rounds. Mix only until just incorporated. Don’t overmix—this keeps the cake soft. The batter will be thick with a few lumps, which is perfect.

Baking Time, Temperature, and Tricks for Perfect Texture
1. Bake the Cake:
Pour the batter into your prepared baking tin and smooth it out. Bake for about 45 to 50 minutes, but since oven temperatures can vary, test the center with a toothpick, if it emerges clean or slightly crumb-coated, your cake is done.
2. Cover if Needed:
If the top starts browning too quickly, loosely cover the cake with foil after 30 minutes.
3. Cool Completely:
Once baked, place the cake on a wire rack. Cool for at least 45 minutes at room temperature. To speed things up, refrigerate it for 30 to 45 minutes before frosting.
Important Tip: Let the cake cool fully before decorating—icing it while warm can cause the frosting to lose shape and slide away.
Cream Cheese Frosting Secrets
Making the Perfect Frosting Texture and Sweetness
A rich cream cheese frosting is what takes a banana cake recipe from good to unforgettable. The tangy, smooth finish perfectly complements the moist and sweet banana crumb.
Here’s how to make the best frosting:
Ingredients You’ll Need:
- 8 oz full-fat brick cream cheese (room temperature)
- ½ cup (1 stick) unsalted butter (softened)
- 3 cups confectioners’ sugar
- 1 teaspoon pure vanilla extract
- ⅛ teaspoon salt
- Optional: extra ¼ cup powdered sugar for thicker consistency
Steps to Make It Right:
1. Beat the Base:
Use a hand or stand mixer with a paddle or whisk attachment. Beat the cream cheese and butter together on high for 2 minutes. It should be smooth and fluffy.
2. Add Sugar Slowly:
Add 3 cups of confectioners’ sugar gradually. Beat on low for 30 seconds so the sugar doesn’t fly everywhere, then on high for 2 more minutes.
3. Flavor and Balance:
Mix in vanilla and salt. Taste the frosting. If it’s too soft or not sweet enough, add the optional ¼ cup sugar.
4. Chill Before Serving:
Spread frosting over the fully cooled banana cake. Refrigerate the frosted cake for at least 30 minutes before slicing. This firms up the frosting and makes it easier to cut clean pieces.
How Long to Chill Before Serving
Chilling is essential. Not only does it help the frosting set, but it also enhances the flavor and texture of the cake. A short 30-minute chill allows the frosting to firm up without drying out the cake.
Storage Tip:
Store the cake in an airtight container in the fridge, where it will stay fresh for as long as five days. For the best texture, let slices sit at room temperature for 10 minutes before serving.
Bonus Tip:
If you’re prepping in advance, you can make the frosting a day early and store it in the fridge. Let it come to room temperature and re-whip for 30 seconds before spreading.
How Many Bananas Do You Need for Banana Cake?
This banana cake recipe calls for 1½ cups of mashed bananas, which usually equals 4 medium or 3 large bananas. Always mash and measure the bananas to be sure you’re using the right amount. Adding too much can make the cake too dense, while too little might leave it dry and bland.
Pro Tip: If you’re short on fresh bananas, you can use frozen ones. Just thaw, drain excess liquid, and mash. Always measure after thawing and mashing to maintain balance in your batter.
Can Bananas Be Too Old for Banana Cake?
Yes — but not always in the way you think. Bananas that are deep brown or nearly black on the outside are usually perfect for banana cake, as long as:
- There’s no mold on the peel or flesh.
- They don’t smell fermented or sour.
- They aren’t leaking or oozing liquid.
Once bananas pass that point, toss them. For long-term storage, freeze your ripe bananas before they get to that stage.
How to Store, Freeze, and Reheat Banana Cake
Storing:
Once frosted, store the banana cake tightly covered in the refrigerator for up to 5 days. To serve, bring slices to room temperature for about 10 minutes for the best texture and flavor.
Freezing Unfrosted Cake:
Cool the cake completely. Wrap it tightly in plastic wrap and then in foil or place in a zip-top freezer bag. Freeze for up to 3 months. Thaw overnight in the refrigerator before frosting.
Freezing Frosted Cake:
Place the whole frosted cake or slices on a baking sheet and freeze until solid. Then wrap tightly and return to the freezer for long-term storage. Thaw overnight and serve at room temperature.
Reheating Slices:
Microwave individual slices for 10 to 15 seconds to bring back a fresh-from-the-oven feel.
Make-Ahead Tips for Parties and Events
This banana cake recipe is perfect for planning ahead:
- Bake the cake up to 2 days in advance. Wrap and refrigerate until ready to frost.
- Make the cream cheese frosting the day before and store it in the fridge.
- Frost up to 24 hours in advance for the best texture and flavor.
Final Serving Ideas and Pairings
Simple Ways to Serve Banana Cake
This banana cake recipe is easy to dress up or enjoy as-is. For casual snacking, just slice and serve with coffee or tea. For something more festive, top with chopped walnuts, banana slices, or a dusting of cinnamon.
Occasions It’s Perfect For:
- Family gatherings or potlucks
- Birthday parties or school events
- Sunday brunch or holiday dessert tables
Quick tip: Want to make it special? Add a drizzle of caramel sauce or a scoop of vanilla ice cream on the side.
Best Drinks to Pair With Banana Cake
Banana cake is rich, sweet, and soft — so pairing it with the right drink keeps things balanced. Try these:
Drink | Why It Works |
---|---|
Black coffee | Cuts through sweetness, enhances flavor |
Iced chai | Matches the warm cinnamon notes |
Cold milk | Classic and comforting with every bite |
Green tea | Light and refreshing contrast |
Whether served warm or chilled, this banana cake fits any mood or moment. Just slice, pair, and enjoy.
Conclusion: Bake the Perfect Banana Cake Recipe Today
This banana cake recipe is more than just a way to use up overripe bananas — it’s a go-to dessert that’s simple to make and always delivers. With the right ingredients, a few mixing tips, and a creamy frosting to finish it off, you’ll have a cake that tastes like it came straight from a bakery.
Whether you bake it for birthdays, brunches, or casual family treats, this recipe is flexible, reliable, and crowd-pleasing. Plus, now you know how to adapt it into cupcakes, layer cakes, or even a Bundt version. You’ve also got expert tips to avoid common baking mistakes and answers to your most-asked questions.
So grab those bananas, preheat the oven, and get started. One bite of this banana cake, and you’ll never look at overripe bananas the same way again.
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Banana Cake Recipe FAQs
What is the difference between banana bread and banana cake?
Though they share ingredients, banana cake and banana bread differ in texture—one is soft and dessert-like, while the other is firmer and more bread-like. Banana bread is dense, firm, and often eaten for breakfast or as a snack. Banana cake is lighter, sweeter, and made to be frosted, making it more of a dessert. The banana cake recipe uses more leavening agents, sugar, and often buttermilk for a soft and airy crumb.
Can bananas be too old for banana cake?
Yes, bananas can become too old even for baking. Ideal bananas for a banana cake recipe are soft with dark skins, but not moldy or fermenting. If bananas smell off, are leaking liquid, or show mold, discard them. Very ripe bananas can be frozen and used later if you’re not ready to bake.
What is the number one mistake made when making banana bread?
The top mistake — and it applies to banana cake too — is overmixing the batter. Once the flour is added, overmixing can make the cake dense and chewy instead of light and tender. Always mix just until ingredients are combined. A few small lumps are okay.
How many bananas are needed for a banana cake?
A great banana cake recipe usually needs 1½ cups of mashed banana, which equals about 4 medium or 3 large bananas. It’s important to mash and measure after thawing if using frozen bananas, to ensure the right moisture balance in the cake.